![]() LightStream provides personal loans for just about every purpose except for higher education and small businesses. You'll generally receive your funds on the same day as long as you apply during a banking business day, your application is approved, you can electronically sign your loan agreement - you won't need to visit a physical branch to sign anything - and you verify your direct deposit banking account information by 2:30 p.m. Of course, applicants with good or excellent credit scores will be able to take advantage of the lowest interest rates available. Who's this for? LightStream actually offers personal loans for as much as $100,000 and lower interest rates compared to some other lenders (this lender also provides a 0.50% APR discount if you sign up for autopay). Investing +More All Investing Best IRA Accounts Best Roth IRA Accounts Best Investing Apps Best Free Stock Trading Platforms Best Robo-Advisors Index Funds Mutual Funds ETFs Bonds Help for Low Credit Scores +More All Help for Low Credit Scores Best Credit Cards for Bad Credit Best Personal Loans for Bad Credit Best Debt Consolidation Loans for Bad Credit Personal Loans if You Don't Have Credit Best Credit Cards for Building Credit Personal Loans for 580 Credit Score Lower Personal Loans for 670 Credit Score or Lower Best Mortgages for Bad Credit Best Hardship Loans How to Boost Your Credit Score Taxes +More All Taxes Best Tax Software Best Tax Software for Small Businesses Tax Refunds Small Business +More All Small Business Best Small Business Savings Accounts Best Small Business Checking Accounts Best Credit Cards for Small Business Best Small Business Loans Best Tax Software for Small Business Personal Finance +More All Personal Finance Best Budgeting Apps Best Expense Tracker Apps Best Money Transfer Apps Best Resale Apps and Sites Buy Now Pay Later (BNPL) Apps Best Debt Relief Best Mortgages for Average Credit Score. ![]() Best Loans to Refinance Credit Card Debt.
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